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About Northern

We empower people to make smarter mortgage decisions.

We believe modern lending should be clear and accessible to everyone, from anywhere, in seconds.

Andrew Schoessel | Northern
Justin Dungan | Northern
Northern | Getting a mortgage with Northern

Mission

We created Northern to strip away all of the frustrations of the traditional mortgage process.

Our mission is to deliver a modern mortgage experience that’s pleasurable for people: speedy, streamlined, and simplified to reflect the digital era, because nailing your personal finance doesn’t have to be a painful process.

Mission

We created ask Northern to strip away all of the frustrations of the traditional mortgage process.

Our mission is to deliver a modern mortgage experience that’s pleasurable for people: speedy, streamlined, and simplified to reflect the digital era, because nailing your personal finance doesn’t have to be a painful process.

Values

Drawing upon our years of experience in the mortgage industry, we created Northern to give people a new way to get a mortgage. Unlike traditional mortgage companies, our only goals are to be speedy and provide first-rate services. We make your mortgage transaction as streamlined as possible — we want to make sure that it doesn’t envelop your life. If there’s an opportunity for us to forgo paperwork to make the process easier, we do it. To save you even more time, we waive most appraisals. We cut through the bureaucracy of the mortgage process to make transactions as easy as possible.

At Northern, our goal is to do the same work as traditional mortgage companies more efficiently and quickly. We want this to be the easiest, fastest and lowest documentation process you’ve ever experienced. That’s what we aim to embody — exemplary customer service without the headaches and frustration.

Northern Team

Meet the team

Northern Loan Officers

Just send us a text and we’ll connect you with a licensed Northern Loan Officer. Meet any of the 4 guys. Meet Nikolas, Andrew, Justin, or Joe and many others. We’re all ready to help.

Northern Team

Meet the team

Northern Loan Officers

Just send us a text and we’ll connect you with a licensed Northern Loan Officer. Meet any of the 4 guys. Meet Nikolas, Andrew, Justin, or Joe and many others. We’re all ready to help.

4.8 Star Rating Overall

Northern | Ask Northern

Northern | Ask Northern
Northern | Ask Northern
Northern | Ask Northern
Northern | Ask Northern
Northern | Better Business Bureau
Northern | Ask Northern
Northern | Ask Northern
Northern | Ask Northern
Northern | Ask Northern
Northern | Better Business Bureau

About Northern

How we got started

After founding Northern Lakes Mortgage, we discovered that people needed an easier and more straightforward way to get a mortgage. As a result, we created Northern, a texting platform that empowers people to easily make smarter mortgage decisions.

About Northern

How we got started

After founding Northern Lakes Mortgage, we discovered that people needed an easier and more straightforward way to get a mortgage. As a result, we created Northern, a texting platform that empowers people to easily make smarter mortgage decisions.

What our clients have to say

“Had a great experience with our refi. Nikolas was attentive, knowledgeable and so easy to work with. Deadlines were consistently met, and he always informed us if there were better rates or options we should consider. Thankful for the ease of this refi!”

– Charis

“I had a great experience with Northern Lakes! I reached out looking for a refinance and was a little weary going somewhere else than my original bank, but was pleasantly surprised! The process was very simple, transparent, and Andrew was very adamant on making sure I was updated and informed at every step of the process.”

– Kathey

“Joseph is such a kind and pleasant person to work with. He answered all our questions. Unlike other refinance companies once the closing is over, they forget you. No, Joseph has checked in with me multiple times since closing. Amazing company.”

– Marton

“Andrew was so great to work with. I’m in the mortgage business and I was impressed with his timeliness and how he always let me know what was going on.”

– Andrew

“Best mortgage experience… Andrew made the process seamless, fast and easy. Would recommend to friends and family and will be back…”

– Jessica

“We had the best experience working with Joseph at Northern Lakes Mortgage. He was responsive, kept in touch with us, answered our questions, and was very professional. [We were] pleasantly surprised by the care Joseph put into his work… ”

– Brooke

“We have refinanced our home in the past. We have never ever had such a positive experience. Northern Lakes Mortgage makes your refinance so incredibly easy and fast. I literally had one or two documents to show…Trust them they are safe, fast and honest.”

– Lori

“Northern has been prompt, professional and so delightful to work with. I have received a wealth of knowledge working with them for my loan. I will recommend this company over and over to all my friends and family!”

– Danielle

“Northern explained every step of the process, ensuring I was comfortable from start to finish. They are full of knowledge and a great resource for help getting a home. Would love to work with them again!”

– Adam

What our clients have to say

“Had a great experience with our refi. Nikolas was attentive, knowledgeable and so easy to work with. Deadlines were consistently met, and he always informed us if there were better rates or options we should consider. Thankful for the ease of this refi!”

– Charis

“I had a great experience with Northern Lakes! I reached out looking for a refinance and was a little weary going somewhere else than my original bank, but was pleasantly surprised! The process was very simple, transparent, and Andrew was very adamant on making sure I was updated and informed at every step of the process.”

– Kathey

“Joseph is such a kind and pleasant person to work with. He answered all our questions. Unlike other refinance companies once the closing is over, they forget you. No, Joseph has checked in with me multiple times since closing. Amazing company.”

– Marton

“Andrew was so great to work with. I’m in the mortgage business and I was impressed with his timeliness and how he always let me know what was going on.”

– Andrew

“Best mortgage experience… Andrew made the process seamless, fast and easy. Would recommend to friends and family and will be back…”

– Jessica

“We had the best experience working with Joseph at Northern Lakes Mortgage. He was responsive, kept in touch with us, answered our questions, and was very professional. [We were] pleasantly surprised by the care Joseph put into his work… ”

– Brooke

“We have refinanced our home in the past. We have never ever had such a positive experience. Northern Lakes Mortgage makes your refinance so incredibly easy and fast. I literally had one or two documents to show…Trust them they are safe, fast and honest.”

– Lori

“Northern has been prompt, professional and so delightful to work with. I have received a wealth of knowledge working with them for my loan. I will recommend this company over and over to all my friends and family!”

– Danielle

“Northern explained every step of the process, ensuring I was comfortable from start to finish. They are full of knowledge and a great resource for help getting a home. Would love to work with them again!”

– Adam

Have a questions?

Just ask us.

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